Check the preset before relying on a number
This release models US domestic USD transactions, one item per order. The eBay preset is for most categories without a Store; it does not cover special-category rates, Store discounts, international sales or seller penalties. Etsy uses a US bank-account processing rate. Canada, the UK and EU need different presets and are not represented by changing the currency symbol. Additional fees and expenses can be entered as dollar costs, but this does not make an unsupported account fully modeled.
Revenue is not the checkout total
Buyer sales tax is included when calculating the relevant payment or final-value fee base, but excluded from your revenue. The tax percentage is your scenario input, not a location-based tax determination. Postage charged to the buyer is revenue; postage you pay is a separate cost. The result is contribution profit before unallocated overhead and income tax.
Etsy worked example
For a $50 item, $5 shipping and 8% buyer tax on both, revenue is $55 and the payment base is $59.40. The 6.5% transaction fee rounds to $3.58; US processing is $2.03. With a $0.20 listing allocation and $21 item/postage/packaging costs, profit is $28.19 before other expenses. A 15% attributed Offsite Ad adds $8.25, leaving $19.94.
Offsite Ads are an order-level scenario
Select 0 only when no Offsite Ads fee applies to this order, or select your applicable 12% or 15% rate. The calculator caps the fee at $100 per order. Eligibility and whether participation is mandatory depend on Etsy’s rules and your shop history; this toggle does not determine your eligibility.
Date and fee sources
Preset rates were checked on 6 October 2026. The eBay most-category model uses 13.6% through $7,500 of sale value and 2.35% above, plus a $0.30 order fee through $10 or $0.40 above. Etsy uses a 6.5% transaction fee, US payment processing of 3% plus $0.25, and a manually chosen Offsite Ads rate capped at $100 per attributed order. Listing fees are entered separately. Recheck the linked official schedules before relying on an estimate.
A transparent eBay example
A $50 item plus $5 shipping and an 8% tax assumption on both gives a $59.40 fee base. The modeled final-value percentage is $8.08 after cent rounding, plus $0.40 per order. With $15 item cost, $5 postage and $1 packaging, contribution profit is $25.52 from $55 revenue, a 46.4% margin. This example has no listing or advertising cost.
Questions, answered
Is the US preset suitable for a Canadian shop?
No. Payment processing and other country-specific fees can differ. This release supports the labelled US model only.
Does a sale always have one listing fee?
No. Enter a sensible allocation for your listing and renewal history. The $0.20 example is not a promise about every sale.
Further reading: Etsy official fees and payments policy. The examples and tools on this page use the assumptions stated above.